Services for Individuals

Here are the various services we offer for individuals.

Personal Financial Planning

The accumulation, growth and preservation of wealth must be planned for and combined with the individual goals and needs. The finances of one family will differ substantially from another, due to the differing goals and experiences of each.

We work with our clients to prepare Investment Policy Statements to identify investment goals and to make sure that the investment professionals are making investment decisions that make sense for our clients. Insurance holdings (of all types) are reviewed and suggestions for changes are made. As an independent CPA, Mr. Allmon is a “buyer’s” representative, rather than a “seller’s representative”. We do not sell any products, and we do assist our clients in buying appropriate investments, insurance, etc.

Our planning also focuses on wealth cumulation and preservation towards the ultimate financial goal of “financial independence” (when there is sufficient money so that no additional amounts are needed to cover remaining expenditures over our clients’ lifetimes). One of our tasks is to determine how much wealth will create financial independence for our clients. This data is very valuable for estate planning.

In estate planning, we work with our clients’ team to prepare a plan that minimizes taxes and meets their goals. Once established, we monitor the plans of our clients for changes that may require documentation or other planning. Goals of estate planning can include minimization of taxes, efficient transfer of assets, charitable assistance, etc. Advanced planning works towards creating and building a family legacy (“what does the family want to be known for by future generations?”… “how can we maximize wealth transferred to future generations”; and so on).

Estate Planning

In estate planning, we work with our clients’ team to prepare a plan that minimizes taxes and meets their goals. Once established, we monitor the plans of our clients for changes that may require documentation or other planning. Goals of estate planning can include minimization of taxes, efficient transfer of assets, charitable assistance, etc. Advanced planning works towards creating and building a family legacy (“what does the family want to be known for by future generations?”… “how can we maximize wealth transferred to future generations”; and so on).

Bookkeeping and/or Bill-Paying

In addition to bookkeeping for small businesses and corporations, our staff performs bookkeeping services for individuals. With the most up-to-date bookkeeping software, our staff keeps precise record of individuals’ books. Some clients have also expressed interest in outsourcing their bill paying to us, so we also assist individuals who seek our bill-paying services.